Answer real questions once, on your schedule. Send documents when it suits you. Your quote arrives by email — review it, e-sign it, covered. A licensed agent does the work behind the scenes.
Questions, answers, quotes, documents — all by email or text. Your inbox is the whole relationship, unless you ever want more.
Your quote comes from actual insurance carriers, placed by a licensed agent — not a lead machine that sells your number to five call centers.
Answer at midnight. Send photos on Sunday. Nothing here requires you and a stranger to be on the phone at the same time.
Real coverage requires real information. Anyone promising you a policy with no questions asked is selling paper that won't pay when it matters. Expect us to ask for:
If anything in your answers needs clarifying — including any claims or violations that show up on carrier reports — we ask by email, not by calling you at dinner.
Yes. The application, the quote, the documents, and the e-signature all happen by email or text. A licensed agent handles your file — you just never have to schedule a call. The only exceptions are things that genuinely can't wait, like a claim or a same-day coverage change: those you should always call in.
Not to sell you anything, and never unannounced. There are only two times we'd be on the phone: when you ask us to — to talk through what your policy requires — or to take a payment, whether that's binding your policy or making a renewal payment if there's an issue with the carrier. Payment is handled by phone on purpose, so your card or bank details go straight to the carrier and never into an email or text. Anything about your application that needs clarifying, we still handle in writing. Some policies also require a brief scheduled carrier inspection or audit — never a sales call, and we tell you first.
Landlord and rental property, home, auto, and renters insurance in Arkansas and Minnesota. Umbrella and business coverage need more conversation — those live at cityinsuranceplus.com.
Because we send real quotes, not teaser rates. The VIN and license let us rate the actual vehicle and driver the carrier will insure, so the price you see in writing is the price you sign.
Usually within one business day, in writing, to the email or phone number you choose.
Yes. Just In Case Coverage is a service of City Insurance Plus LLC. Gerald Burns, licensed insurance agent — Arkansas license #18687038, licensed in Arkansas and Minnesota. Quotes come from real, admitted insurance carriers.
We still quote you. If something needs explaining, we ask in writing — it doesn't stop the process.