Insurance handled in writing.
No phone tag. No sales calls.

Answer real questions once, on your schedule. Send documents when it suits you. Your quote arrives by email — review it, e-sign it, covered. A licensed agent does the work behind the scenes.

Everything in writing

Questions, answers, quotes, documents — all by email or text. Your inbox is the whole relationship, unless you ever want more.

Real coverage, real carriers

Your quote comes from actual insurance carriers, placed by a licensed agent — not a lead machine that sells your number to five call centers.

On your schedule

Answer at midnight. Send photos on Sunday. Nothing here requires you and a stranger to be on the phone at the same time.

What we'll need from you — said up front

Real coverage requires real information. Anyone promising you a policy with no questions asked is selling paper that won't pay when it matters. Expect us to ask for:

  • Complete answers — the forms below ask what a carrier actually needs to quote. Every question is there for a reason.
  • Documents and photos — depending on the policy: photos of the property, proof of ownership or title, your driver's license for auto quotes, your current declarations page. Upload or reply by email, on your schedule.
  • Occasionally, an inspection or audit — some policies require a short carrier inspection or audit visit. It's scheduled, it's brief, it's not a sales call — and we'll tell you before it happens.

If anything in your answers needs clarifying — including any claims or violations that show up on carrier reports — we ask by email, not by calling you at dinner.

What do you need covered?

Landlord / Rental Property
Home
Auto
Renters

Landlord / Rental Property

Four short steps. This is a real application — complete answers mean a real quote with no back-and-forth.

Step 1 — About you
Step 2 — The property
Step 3 — Systems & safety
Step 4 — Insurance history & coverage

If yes — or if claims appear on carrier loss reports — we'll follow up in writing for the details. Claims don't stop us from quoting.

By submitting this form, you authorize City Insurance Plus LLC, City Insurance & Financial Services Inc, and their partner carriers to obtain consumer reports as permitted by law. These may include motor vehicle records (MVR), credit-based insurance scores, and prior claims history (CLUE). Submission of this form does not guarantee coverage. Quotes are subject to underwriting approval, and coverage is not effective until confirmed in writing by the carrier. City Insurance Plus LLC and City Insurance & Financial Services Inc are not responsible for underwriting decisions made by carriers.

Step 1 of 4

Never enter Social Security numbers on this site. Submitting does not bind coverage — no policy is in force until confirmed in writing.

Home Insurance

Four short steps. Complete answers mean a real quote with no back-and-forth.

Step 1 — About you
Step 2 — The home
Step 3 — Systems & safety
Step 4 — Insurance history & coverage

If yes — or if claims appear on carrier loss reports — we'll follow up in writing for the details. Claims don't stop us from quoting.

By submitting this form, you authorize City Insurance Plus LLC, City Insurance & Financial Services Inc, and their partner carriers to obtain consumer reports as permitted by law. These may include motor vehicle records (MVR), credit-based insurance scores, and prior claims history (CLUE). Submission of this form does not guarantee coverage. Quotes are subject to underwriting approval, and coverage is not effective until confirmed in writing by the carrier. City Insurance Plus LLC and City Insurance & Financial Services Inc are not responsible for underwriting decisions made by carriers.

Step 1 of 4

Never enter Social Security numbers on this site. Submitting does not bind coverage — no policy is in force until confirmed in writing.

Auto Insurance

Four short steps. Driver's license photos are uploaded here — it's how we keep the quotes real. VINs are required: no VIN, no quote.

Step 1 — About you
Step 2 — Drivers & licenses

You are Driver 1 — upload a clear photo or scan of your license (front). Add every licensed driver in the household; if you start a driver's row, complete it.

If yes — or if anything appears on motor vehicle reports — we'll follow up in writing for the details. Violations don't stop us from quoting.

Step 3 — The vehicles

VIN is required for every vehicle — it's how we guarantee the price we send you is real. If you start a vehicle's row, complete it.

Step 4 — Insurance history & coverage

We quote liability limits of 100/300/100 or better — we don't write state-minimum liability limits.

By submitting this form, you authorize City Insurance Plus LLC, City Insurance & Financial Services Inc, and their partner carriers to obtain consumer reports as permitted by law. These may include motor vehicle records (MVR), credit-based insurance scores, and prior claims history (CLUE). Submission of this form does not guarantee coverage. Quotes are subject to underwriting approval, and coverage is not effective until confirmed in writing by the carrier. City Insurance Plus LLC and City Insurance & Financial Services Inc are not responsible for underwriting decisions made by carriers.

Step 1 of 4

Never enter Social Security numbers on this site. License photos are used only for quoting. Submitting does not bind coverage — no policy is in force until confirmed in writing.

Renters Insurance

Three short steps — renters is the quick one.

Step 1 — About you
Step 2 — The rental
Step 3 — Insurance history & coverage

If yes, we'll follow up in writing for the details. Claims don't stop us from quoting.

By submitting this form, you authorize City Insurance Plus LLC, City Insurance & Financial Services Inc, and their partner carriers to obtain consumer reports as permitted by law. These may include motor vehicle records (MVR), credit-based insurance scores, and prior claims history (CLUE). Submission of this form does not guarantee coverage. Quotes are subject to underwriting approval, and coverage is not effective until confirmed in writing by the carrier. City Insurance Plus LLC and City Insurance & Financial Services Inc are not responsible for underwriting decisions made by carriers.

Step 1 of 3

Never enter Social Security numbers on this site. Submitting does not bind coverage — no policy is in force until confirmed in writing.

Questions people actually ask

Can I really get insurance without a phone call?

Yes. The application, the quote, the documents, and the e-signature all happen by email or text. A licensed agent handles your file — you just never have to schedule a call. The only exceptions are things that genuinely can't wait, like a claim or a same-day coverage change: those you should always call in.

Will anyone call me?

Not to sell you anything, and never unannounced. There are only two times we'd be on the phone: when you ask us to — to talk through what your policy requires — or to take a payment, whether that's binding your policy or making a renewal payment if there's an issue with the carrier. Payment is handled by phone on purpose, so your card or bank details go straight to the carrier and never into an email or text. Anything about your application that needs clarifying, we still handle in writing. Some policies also require a brief scheduled carrier inspection or audit — never a sales call, and we tell you first.

Which policies can I buy this way?

Landlord and rental property, home, auto, and renters insurance in Arkansas and Minnesota. Umbrella and business coverage need more conversation — those live at cityinsuranceplus.com.

Why do you need my VIN and a photo of my driver's license?

Because we send real quotes, not teaser rates. The VIN and license let us rate the actual vehicle and driver the carrier will insure, so the price you see in writing is the price you sign.

How fast will I get my quote?

Usually within one business day, in writing, to the email or phone number you choose.

Is this a real insurance agency?

Yes. Just In Case Coverage is a service of City Insurance Plus LLC. Gerald Burns, licensed insurance agent — Arkansas license #18687038, licensed in Arkansas and Minnesota. Quotes come from real, admitted insurance carriers.

What if I have claims or tickets?

We still quote you. If something needs explaining, we ask in writing — it doesn't stop the process.