Renters insurance is the policy most people buy because a lease made them — and it's also the one that least deserves a phone call. Three short steps online, a real quote by email, proof of coverage to your landlord in writing. Done, often for less than your streaming subscriptions.
Your belongings — furniture, electronics, clothes — against fire, theft, and the usual disasters, plus your personal liability if someone's hurt in your place or you damage the building. The landlord's policy covers the building; it covers none of your stuff. That's the whole reason leases require this.
Renters is the quickest line we quote — the application takes about five minutes and the quote usually comes back within one business day. Tell us your move-in date in the application and we work to it.
Yes — tell us in the application that your landlord needs a certificate, and it goes out in writing once the policy is issued.
Usually not automatically — policies cover the named insured and household family members. Unrelated roommates typically need their own policy. Ask in the notes and we'll answer in writing for your exact situation.